Apply for Ownership

Apply for a Home

Home Ownership– how to apply

Four fundamental criteria are used to determine who is selected to be a Habitat partner.

Need for Shelter - The applicant's current shelter is inadequate because it is either structurally unsound, overcrowded, has unsanitary or unhealthy conditions, or the resident is paying more than 50% of household income for housing.
Willingness to Partner - The applicant agrees to and completes 250 hours of sweat equity for each adult in the family and participates in the partnering program which may include financial counseling and household management education.
Ability to Pay - The applicant's household income is between 30% and 60% of area’s median income based on family size. For a 20-25 year mortgage, a homeowner’s monthly housing expenses would be approximately $500 to $700 amonth (includes mortgage payment, home insurance, property taxes, and utilities). We have posted a budget worksheet that can be used to match income with anticipated expenses.
Residency - The applicant must have lived for at least the past year in Bennington County. People who live in one of the NY bordering communities and have worked in Bennington County for the past year are also eligible to apply if they are willing to relocate. All homes will be built in Bennington County.

Home Ownership - the selection process

The Family Selection Committee advertises that we are looking for a family partner.
Once the deadline is past, the Committee reviews all completed applications and then
- It requests more information if it is needed
- It reviews the tax return for the previous year and other material provided by the applicant to verify informoration on the application.
- It checks employment references, landlord references, and credit
- history.
The Committee narrows the search to several families that best fit the criteria.
Arrangements are made for interviews with these families at their current residence.
The last step is for the Committee to make a recommendation to the Board of Directors.

If you meet these criteria and wish to pursue home ownership through Habitat, contact us to learn more.

Call 802-442-3717 or use email bennhabitat@yahoo.com for more information. Please include your current mailing address and phone number.

Back to top


Home Apply for a Habitat Home Other Sources of Assistance	Apply for a Home Home Ownership– how to apply Four fundamental criteria are used to determine who is selected to be a Habitat partner. Need for Shelter - The applicant's current shelter is inadequate because it is either structurally unsound, overcrowded, has unsanitary or unhealthy conditions, or the resident is paying more than 50% of household income for housing. Willingness to Partner - The applicant agrees to and completes 250 hours of sweat equity for each adult in the family and participates in the partnering program which may include financial counseling and household management education. Ability to Pay - The applicant's household income is between 30% and 60% of area’s median income based on family size. For a 20-25 year mortgage, a homeowner’s monthly housing expenses would be approximately $500 to $700 amonth (includes mortgage payment, home insurance, property taxes, and utilities). We have posted a budget worksheet that can be used to match income with anticipated expenses. Residency - The applicant must have lived for at least the past year in Bennington County. People who live in one of the NY bordering communities and have worked in Bennington County for the past year are also eligible to apply if they are willing to relocate. All homes will be built in Bennington County. Home Ownership - the selection process The Family Selection Committee advertises that we are looking for a family partner. Once the deadline is past, the Committee reviews all completed applications and then It requests more information if it is needed It reviews the tax return for the previous year and other material provided by the applicant to verify informoration on the application. It checks employment references, landlord references, and credit history. The Committee narrows the search to several families that best fit the criteria. Arrangements are made for interviews with these families at their current residence. The last step is for the Committee to make a recommendation to the Board of Directors. If you meet these criteria and wish to pursue home ownership through Habitat, contact us to learn more. Call 802-442-3717 or use email bennhabitat@yahoo.com for more information. Please include your current mailing address and phone number. Back to top
About Us \| Getting Involved \| Build Updates \| Partner Organizations\| Calendar of Events \| Habitat in the News \| Photos \| Housing Information \| FAQ \| Contact
Bennington Area Habitat fot Humanity • P.O. Box 456 • Bennington • Vermont • 05201 • (802) 442-3717